Terms of Use
Last updated: September 2, 2026 · Applies to paolavaldez.com and its subdomains
Educational content, not an offer
The content of this site (including the chat assistant) is educational and general. It is not an offer of credit, an approval, a quote, or legal, tax or investment advice. Every loan application is subject to evaluation and approval, and every insurance product to the terms of the policy issued by the insurer.
Regulatory identification
Mortgage services are offered through New Priority Lending Corp., a mortgage broker, Company NMLS ID #2289788; Paola Sharleen Valdez, NMLS ID #2796757. Equal Housing Opportunity. Insurance is offered by Paola as a licensed producer, NPN #18429595, and is not offered, approved or guaranteed by New Priority Lending Corp. or required for a loan. You may choose your lender, insurer and producer.
Mortgages
Submitting a form or having a conversation is not a loan application or preapproval. Approval, rate, payment, savings, program and closing date are not guaranteed. New Priority Lending Corp. acts as a broker; terms depend on the application, credit, underwriting, lender and official disclosures. Refinancing may increase total finance charges over the life of the loan.
Life insurance and IUL
This page provides general education, not a recommendation. IUL is life insurance, not an investment; charges, caps, loans or withdrawals and performance can reduce value and coverage or cause lapse and tax consequences. Only a current official illustration and the issued policy describe guaranteed and non-guaranteed values. Replacements, suitability and tax decisions require individual review and carrier documents; consult your legal and tax advisers.
Use of the site
You agree to provide truthful information in the forms and not to use the site unlawfully or in a way that interferes with its operation.
Limitation of liability
The site is provided "as is". We do not guarantee uninterrupted availability or that general content applies to your particular situation; for your specific case, contact us.
AI assistants
An AI assistant may handle chat, text messages or phone calls and identifies itself as such. It can make mistakes and provides only general education. It does not create consent or make credit, insurance or suitability decisions. You may request a person. On the phone, continuing to participate after the recording and monitoring notice expresses your consent. You may ask to stop recording and contact us through the form.
Text-message terms
You may choose separately: (1) follow-up to a mortgage inquiry from Paola Sharleen Valdez and New Priority Lending Corp.; or (2) follow-up to a life-insurance inquiry from Paola Sharleen Valdez. Messages include replies, appointment reminders and, when applicable, secure links. Frequency varies; message and data rates may apply. Text opt-in is optional and not a condition of purchase. Reply STOP or make a reasonable cancellation request to opt out, HELP/AYUDA for help and START to reactivate. Carriers do not guarantee delivery and are not responsible for delay or nondelivery. We do not share opt-in information or mobile numbers with third parties for their marketing.
Privacy
The handling of your information is described in the Privacy Policy.